Invoice Finance Explained
Invoice finance allows businesses to access cash tied up in unpaid invoices, improving cash flow without waiting 30, 60, or 90 days for customers to pay.
How Invoice Finance Works
You issue an invoice to your customer. The lender advances you up to 80–90% of the invoice value immediately. When your customer pays the invoice, the lender releases the remaining balance minus fees.
Types of Invoice Finance
- Invoice factoring – lender manages your debtor ledger and collections
- Invoice discounting – you retain control of collections, lender provides funding
- Selective invoice finance – finance individual invoices rather than the whole ledger
Who Benefits from Invoice Finance?
- Businesses with long payment terms (30, 60, or 90 days)
- Growing businesses that need cash to fund growth
- Businesses supplying to large corporations or government
- Seasonal businesses with variable cash flow
Get Started
Contact The Asset Financing to explore invoice finance solutions.
Contact The Asset Financing at theassetfinancing.com.au/contact